Learn how to reduce your PTM Score to become eligible for the Ehsaas Program. Tips to meet the income criteria and get financial support.
✅ What is PTM Score in Ehsaas Program?
PTM (Proxy Means Test) is a score system which is used by Ehsaas Program and BISP (Benazir Income Support Programme) to check the financial status of families. Proxy Means Test score is a data which is collect about your income, lifestyle, home, education, and employment through the NSER (National Socio-Economic Registry) survey.
- Lower PTM = Higher Chances of Approval
- Higher PTM = Less Likely to Qualify
If you want your eligibility for Ehsaas Kafalat, Taleemi Wazifa, or BISP payments, your PTM score should be below 32.
📊 What Factors Affect Your PTM Score?
Here are the key factors that can increase or decrease your PTM score:
| Criteria | Increases PTM Score | Decreases PTM Score |
|---|---|---|
| Income | Govt/private job, high salary | Daily wages, unemployed |
| Property | Owns car, land, home | Rents small house, no land |
| Assets | Bank balance, gold, electronics | No assets |
| Utility bills | High electricity/gas use | Low consumption |
| Education | Higher education level | Illiterate or primary pass |
| Family size | Fewer dependents | More dependents (children, elders) |
🛠️ How to Reduce Your PTM Score – Step-by-Step Guide
1. Update Your NSER Survey
Visit the nearest BISP or Ehsaas registration center and:
- Update your family income details.
- Mention any disability, widowhood, or senior citizen status
- Rergister new family members (especially children)
- submit only correct information (like ownership of vehicle or land)
👉 Find Your Nearest Registration Center
2. Avoid Showing Unnecessary Assets
During the NSER survey:
- Do not declare unused vehicles or property under your name (even if you don’t use them)
- Avoid keeping high electricity or gas bills
- Register yourself separately, If you’re living in a joint family.
3. Reduce Bank Transactions
Ehsaas system can detect high bank activity. To keep your PTM score low:
- Avoid frequent or large bank transactions.
- Use cash for daily purchases.
- If you own a business, register it under another family member (with a low score).
4. Use SIM on CNIC Wisely
- Keep only 1–2 SIMs registered
- Remove SIMs used for business or resale
5. Apply for Re-survey If Previously Rejected
If your application was previously rejected request a re-survey through:
- 8171 portal: https://8171.bisp.gov.pk
- Or visit the BISP center and ask for “re-appeal for eligibility review”
📌 Required Documents for Re-Survey
To lower your PTM score during re-survey, bring:
- CNIC (original and copy)
- Family registration certificate (FRC)
- Electricity/gas bills
- Disability certificate (if any)
- Death certificate (if widow)
- Children’s B-form
❗ Important Tips For PTM Score
- BISP system uses NADRA & government databases for verification.
- If your score is above 40, your chances are very low.
- Widows, orphans, disabled persons, and poor women are given priority.
- This infromation for those who really need this payment.
📞 Ehsaas Helpline
If you have any issue with your PTM score or eligibility:
- Call: 0800-26477
- SMS your CNIC to 8171 to check your eligibility
- Visit your nearest Ehsaas Center or BISP Tehsil Office
- If You want to check PTM score you can contact us on whatsapp 03175684498
🧾 Final Words
Reducing your score is key to qualifying for Ehsaas Kafalat, 8171 program, Taleemi Wazifa, and other support programs. Always ensure your NSER data is accurate and up-to-date.
For more updates, visit BISPonline.com – your trusted source for Ehsaas Program news.
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